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New Patients: 503-647-4565  |   Current Patients: 503-636-2525
Nicholas Dose, DMD Family Dentistry
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"I Finally Found a Dental Office
Near Me For My Whole Family."

Welcome to The Lake Oswego Dentist
Everyone Needs to Know

Your First Visit Experience

We hope the first visit to your Lake Oswego dentist reminds you of how you were finally able to end your time-consuming search for “a dental office near me.”

It’s no joke when we say it can take more time than you think to find someone whose personality and commitment to your oral health matches your expectations and priorities. Obviously, you’re going to spend some time with our team and Dr. Nicholas Dose to evaluate your oral health and talk about any concerns and goals you have about your smile.

You also will receive a thorough examination as part of our no-obligation consultation, as well as a second opinion.

Nicholas Dose, DMD Family Dentistry
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Nicholas Dose, DMD Family Dentistry

Amenities & Comforts

If there’s ever anything our Lake Oswego dental team can do or provide for you that makes your visit with us more relaxing and enjoyable, please let us know.

At the start of every day our office is open to serve patients, your Lake Oswego dentist and team pledge to provide you and your family with the very best that dentistry has to offer.

Your needs are put first as a top priority to everything we do for you and your smile.

Questions? Contact Us

Our amenities are designed to help you feel at home while you’re visiting with your caring dental family. They include:

  • Cozy blankets
  • Soothing neck pillows
  • Friendly, four-legged support courtesy of our “comfort dog” Riley
  • Noise-canceling headphones playing your choice of Pandora music
  • A refreshing beverage station to quench your thirst
  • High-resolution monitors, so you see the same view we do
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Nicholas Dose, DMD Family Dentistry

Payment Options and Insurance

We never want payment or lack of insurance coverage to keep you from having a healthy, beautiful smile you can be proud of.

The same goes for every member of your family. We will gladly bill your dental insurance provider as a courtesy to you when we have collected all of your current information and any necessary forms.

All accounts are due and payable at the time of your visit, and you may be reimbursed by your insurance.

We also accept VISA, MasterCard, American Express, and debit card transactions.

If you need some financial guidance with paying for your treatment, please speak to us about creating a treatment plan that fits your budget so that you can enjoy the top quality dentistry you and your smile deserve.

For more information, please see our financial policy.

In-Network Versus Out-of-Network… What Does it All Mean?

When choosing a dental healthcare provider, a lot of factors go into your decision-making: Where did the dentist train? Does he/she have a good reputation? Is the office close to my home? And, last but not least, do they take my dental insurance?

We have been conditioned by insurance companies to believe that we can only see clinicians that participate with our insurance, otherwise known as “in-network providers.” But what does that really mean? This article will give you a brief, no-nonsense explanation of the difference between in-network and out-of-network dental providers using everyday language that people can actually understand! It is much simpler than we think!

In-network dentists agree to terms and conditions set forth by insurance companies. The insurance company can actually decide what types of procedures the in-network dentist can do for patients covered under their plan. The insurance company can deny payment or require the dentist to downgrade the treatment he/she has diagnosed for the patient because the insurance company deems it cosmetic or unnecessary (even if the dentist believes it is the best line of treatment and will result in the best outcome). In addition, in-network providers agree to fees for their services set forth by the insurance company. They agree to take whatever payment the insurance company is willing to provide. Most often, this insurance “reimbursement” is far less than the value of the procedure, clinician’s time, and materials used. Because of this, in-network providers tend to see more patients in the same amount of time as out-of-network providers, to make up for the difference between the actual value of the procedure and what the insurance company will pay.

Out-of-network dentists refuse to allow insurance companies to dictate how they will treat their patients. They choose not to sign up with insurance companies because they do not want the restrictions that in-network dentists must conform to. Out-of-network dentists are free to do what is best for the patient. They diagnose and treat with only the patient’s best interest in mind. They don’t have to stop and think, “oh, but will their insurance agree to this?” They are unencumbered by the stipulations set forth by insurance companies. Therefore, out-of-network dentists are able to use the best materials and techniques, ensure the best cosmetic outcome (it is your smile, after all!), and spend much more time with their patients. Only you, the patient, and your dentist, know the issues you have, the sensitivity you may be feeling, and the look you want to achieve, so only you and your dentist know what line of treatment is best for you. Out-of-network clinicians provide a one-of-a-kind experience. In-network providers tend to lean toward more of a cookie-cutter, one-size-fits all experience for their patients, because that is least time consuming and cheapest for the insurance company. This doesn’t mean that in-network dentists are subpar, it just means that they have to answer to the insurance company and follow their rules. Out-of-network dentists do not.

Most consumers believe that if you see an in-network dentist, that you will pay nothing for your appointments. This is just not true! Every insurance plan has tons of rules or stipulations for their coverage. For example, some work on a fee schedule meaning that they will pay only a percentage of a service. Others provide annual benefits, meaning that they give you a set maximum amount that they will pay toward your dental care in one year. Some only provide coverage for preventative appointments, and most all have deductibles that have to be met before the insurance company will pay. Always read the fine print and ask questions before signing up for dental insurance so you can be prepared for what they will actually cover.

In addition, insurance companies use scare tactics to train consumers that out-of-network providers are “bad” and more expensive. Their websites use language like, “beware of out-of-network providers,” and “avoid paying high out of pocket costs.” They don’t explain that even with insurance, you will still have out of pocket costs, or that your treatment could be downgraded or even denied by your insurance company.

So, does this mean that you will pay more for an out-of-network provider? You might. It all depends on your insurance plan, the treatment you need, and the stipulations set forth by the insurance company about what services they will cover and when they will cover them. Usually, for preventative appointments, like cleanings and exams, there may be an out-of-pocket expense when visiting an out-of-network provider. However, it is usually not a large amount, contrary to insurance company rhetoric, and it is worth the price for the increase in time and the quality of care provided.

So, what’s the bottom line? As always, you need to do what is best for you and your health. It is comforting to know, however, that you can see whichever dental practitioner you choose, and that you are NOT required to see only those within your insurance company’s network. You can’t go wrong if you choose a practice where you feel comfortable and cared for, regardless of whether they are in-network or out-of-network.

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Nicholas Dose, DMD Family Dentistry

Our Patients Love Us!

We thank every one of our patients for making us Lake Oswego’s dentist. See what your neighbors are saying about us.

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Nicholas Dose, DMD Family Dentistry